Multiple Streams Of Income Review of the Seven Money Skills
June 22nd, 2007 by moniesSeven Skills of Highly Prosperous People is the first section in Robert Allen’s highly successful Multiple Streams of Income program by Nightingale Conant.
The first of these seven essential money skills is to value it. You must understand the value of a dollar before you can begin to work with it.
The second money skill is to control it. If you don’t value it, there is no motive to control it. And of course if you don’t control your money, someone else will.
The third skill is to save it. You must spend less than you bring in to have some money to work with. And of course you can’t save it if you can’t control it.
The fourth money skill is to invest it. Stashing your money under your mattress or in a low interest bearing account does you more harm than good. You need to learn how to invest.
The fifth skill is to make it. With a solid foundation, you can start making more money as an entrepreneur.
The sixth money skill is to sheild it. You must learn to protect your money or people will find a way to take it from you.
The seventh and final money skill is to share it. Ultimately we’re all here to help each other. And when you have all the money you want, or maybe even before you reach that point,, chances are that you’ll want to help others.
Author: Rob Goyette Sr.
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Make Money Network Marketing Online - It’s A No Brainer!
June 21st, 2007 by moniesI am often asked… “can you make money network marketing?” My response is usually…”sure, if I can make money network marketing then anyone can.”
It’s a vague response I know but the truth is, today, with the internet such a prominent and active part of our day-to-day lives the opportunity for MLM’ers to attract targeted prospects into their business funnel has never been greater.
Online Network Marketing Vs. Offline
This has been a hotly debated topic in recent years with the battle lines drawn between the offline and online network marketing crowds. The old style MLM’ers have vigorously defended the old style methods while the new breed of networkers have seen the light and incorporated online marketing methods into their businesses.
Who is right and who is wrong? I’m here to tell you I’ve been in both worlds and while offline methods have their place, the ability to make money network marketing on the internet is very real.
Finding a balance between the two is the ideal scenario but the simple truth is, many people just don’t possess the skill set to work their businesses in a face-to-face fashion. That’s okay. So what advantages does network marketing online have over offline.?
Make Money Network Marketing Online
1. Most people don’t like to cold call their friends, relatives and strangers about their business opportunity.
2. Running your business online means you can take advantage of the automated processes. What are they? How about websites, blogs and autoresponders to firstly attract targeted prospects and secondly, to keep them in the loop periodocally via automated emails.
3. Geographic locations are no longer a problem. Once you had to drive long distances to conduct meetings. Today, processes such as webinars have shortened the distance limitations between uplines and their downlines meaning communication via meetings can now be conducted at the “drop of a hat.”
4. Signing up new people into your business can be performed entirely online.
5. Attracting the most qualified people into your business is one of the biggest advantages of doing MLM online. Why? Instead of applying the dreaded 3 foot rule where every one within arm’s length is considered a prospect, now, methods such as:
- blogging,
- article marketing and
- pay-per-click advertising
Author: Dean Caporella
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Global Money Transfers
June 18th, 2007 by moniesOne of the reasons for a dynamic world where business can be done from anywhere is the global money transfer facility that is available from various companies. Companies like Western Union and Money Gram are among the oldest companies to provide money transfers.
Global money transfer works simply. Large money transfer companies have set up thousands of locations across the world. From any location of that company anywhere in the world, you can send money to another location of the same company anywhere else in the world. The time taken for such a transfer by this traditional method can be anywhere between 10 minutes to 10 days, depending on the location of the place where the money is to be transferred.
The process set up is also simple. You can walk in to any of the centers in a city, provide details of transfer and identification and pay the money with the transfer fee. In order to collect money send by such transfers, all you have to do is visit the nearest branch of that company with proof of your identification and details of the person sending you the money along with the amount you are expecting to receive. Within a few minutes, the company agent verifies your details and you can walk out with the money.
There are different limits set by governments on global money transfers per person. Tax is charged by most governments for an amount exceeding the maximum limit for private individuals. For corporate and businesses there are specific guidelines set for the global transfer of money in each country.
Yet with the online mode available for the transfer of money, it has become quite easy for people to send money to their near and dear ones in times of their need and emergencies.
Author: Seth Miller
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Women and money make a perfect match
June 18th, 2007 by moniesThe same will be true at every moneyrelated party this summer and I see it in every other kind of City event I attend or organise. I’ve been running an investment round-table discussion every month for three years and in all that time I’ve had only one female participant, Marina Bond, manager of the Rathbone Smaller Companies fund.
That’s not for want of trying to make things a bit more diverse: if I stop to think of all the female fund managers I know, I can only come up with five or six. Over 90 per cent of Britain’s fund managers are men.
It isn’t just in the professional world that women seem to fight shy of money management. Building up income-producing assets is particularly important for women — we’re the ones who most often give up work and salary income to look after children — yet we just don’t do it. According to a recent survey by Investec, the average woman has over a quarter of her wealth held in cash. Worse, 7 per cent of us have all of our money held in cash and overall more than 2 million women have over £25,000 sitting in a bank account where, day after day, when inflation and tax are taken into account, it loses rather than gains in value.
Why are there so few women managing the nation’s money, or even their own? The first thing to note is that it is not because we aren’t good at it. On the contrary, says Nicola Horlick, one of Britain’s few high-profile female managers and the founder of Bramdean Asset Management, we may well be much better at it than men. To understand why, Horlick tells me, think television. Give a man the zapper and he’ll flick from channel to channel watching a bit of several programmes and driving everyone else mad by never settling on any one of them. Women are more ‘research-oriented’: they read the listings carefully, pick a programme and stick with it. They tend to take the same approach to investing.
While men tend to jump on bandwagons and buy every hot thing they hear about, we have an innate caution — a sort of ‘capital-protection urge’ — that helps us to block out a lot of the market’s useless noises.
Elissa Bayer, a private-client fund manager at Insinger de Beaufort, agrees. Women do more research before they invest, ask more questions, and don’t buy things they don’t understand — they’re more likely to go for shares in leisure and retail companies than, say, biotech. They also have a greater tendency to diversify properly. Men, on the other hand, invest in a less thoughtful way — often, it seems, just for the thrill of it. An ABN Amro survey last year had 18 per cent of men admitting that their primary motivation for investing was ‘excitement and anticipation’. Only 5 per cent of women surveyed felt the same. This leads on to one of the most crucial differences between men and women: having done their research more carefully and being more interested in long-term capital protection than upfront kicks, they tend to trade less, something that is crucial to successful investing.
Changing your mind is expensive when you’re managing money — each trade costs, and in doing so it makes nasty inroads into any returns you have made.
It’s tempting, I know, to dismiss all this as bunkum, but there is compelling statistical evidence to back it up. A survey by the financial information service Digital Look showed that portfolios run by their female clients regularly outperformed those run by their male clients, by a significant margin. Several much bigger studies in the US — including one by the University of California which showed that from 1991 to 1997 average female portfolios outperformed average male portfolios by 1.4 per cent a year — come to much the same conclusion. Sheila Gleason of Barclays Wealth Solutions says that this is true of almost every period she has looked at, although men did better during the tech bubble when, briefly, ‘hot’ stocks were the best place to be.
Author: Webb, Merryn Somerset
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What is Internet Marketing and How It Can Bring You Money!
June 17th, 2007 by moniesEver since the development of the internet, the internet marketing has continuously grown and it is today one of the most profitable businesses. It has many shapes and sizes, from people who make a small revenue to real giants who make millions and billions of dollars. If you want to get your hands on a piece of the big pie, you have to know that competition is fierce, but with a little bit of luck and a lot of commitment, it can be done.
First of all, what is internet marketing? Moreover, what is marketing itself? Many people when they hear the term “marketing” they think of MLM, and many companies think that marketing means training a few persons and throwing them into the street to sell their products. These are common mistakes, and marketing is much more than that.
In the decades before the internet, there was a product-oriented marketing strategy. Nowadays, the smart business persons have realized that an effective marketing strategy is a client-oriented one. Managing to satisfy your customers, that’s the key to success. If you do that, the word about your products’ high quality will spread around an entire network of potential customers, because of people’s talkative nature.
Virtually anything and everything is being marketed nowadays on the internet, and will be to an ever more extent in the future. If you hear people who say that making money online is not possible, ignore them, because the internet is the way of the future. Millions of people go shopping on the internet, and this market is continuously growing.
I believe that the key of successful online money making is specialization. Given the great number of marketers available out there, the way to go is originality. I mean, let’s say you want to open a bookstore. Now, if done in an offline conventional way, unless you have a very fat budget, you’re lucky if you manage to penetrate your city’s market.
Now, if you were to make an online bookstore, the possibilities are infinite. You have every internet surfer as a potential buyer and it’s your choice how you attract them. Still, if you are from England and the books are delivered from there, maybe a person from Japan feels more comfortable to go a few streets away than to buy from you. That’s where specialization comes in.
Let’s say you like playing the guitar. If you open a bookstore with guitar books, a Japanese person would really consider buying from you and going through all the payment and delivery procedures. Sure, your targeted market narrows a lot, because not every person wants to learn how to play guitar, but it’s still a very, very large one. Moreover, the guitar playing internet surfers will be delighted about having a site with guitar books.
In your internet marketing strategies, you can also sell other merchants’ products. If we were to go back to that guitar example, you could make a very cool website about guitars. Then, after you manage to get a big number of visitors to your website, you can make affiliate associations with partners who sell guitar-related products. In other words, if your visitors click on your website’s links to your partners and buy something from them, you get a commission.
There are actually countless internet marketing strategies and you can design some yourself. The truth is that making money online is possible. However, the most important aspect that I’d like to underline is what I told you earlier: THE CUSTOMER.
The customer is the one that is going to bring you money and he’s the one that’s going to recommend you to others. You should always communicate with your clients and try to look at them as different individuals. If you manage to do that, your success is guaranteed.
Author: Dan Borlan
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Finding a Custom Software Idea that Will Make Money
June 16th, 2007 by moniesCustom software is the latest trend in businesses on the internet. Because different customers have different needs in their software, this business opportunity allows customers to have a say in what they are buying before they even buy it. By talking about their personal needs and allowing someone to build a software program around those needs, everyone benefits. But here’s how businesses can find that custom software idea that will make them profitable.
Unique product – To create interest from customers, you need to offer then a unique product. In the true definition of custom software development, you are already creating a personalized product, but in order to show this to prospective customers, you need to be able to show them EXACTLY what you can create for them. Try to give customers lists of the different options they have when you put together a package for them.This will clearly define the possibilities for them when they buy your software.
Addresses specific need – Each of the options that you offer for your custom software needs to directly address a specific need. And to do this, you will need to go out and find what customers want from their software. From having something to organize their files to having a way to store their billing invoices, you need to come up with the various needs that businesses want to address with your product. In doing so, you will be able to list the needs that you
can fulfill easily and create systems of software that are generalized for common needs.
Who you can help – From businesses to small start-ups, your custom software can be built for all kinds of organizations. And the more people you can help, the more likely you will be able to generate income. To help you organize your target audiences, try to create basic custom software programs that will enhance certain groups – i.e. businesses, personal organization, etc. This way, you will have some programs already available for purchase without needing to do any additional work to customize the program.For example, you may want to create a tax preparation package or a self-employed billing package. Some customers may not know exactly what they need, but when you create packages, you can give them options to consider.
Where you can find help to create your product – Of course, creating the product itself is much different from coming up with the idea to sell custom software. But even if you don’t have any prior training, you can talk with freelance software developers to help you create the programs you need. You can outsource your software development quite easily as well, by looking online for companies that are designed to do just that.
By building a custom software development Company, you will be able to address a wide number of customer needs by personalizing their experiences to suit their situation. Instead of selling one particular software package, you can sell dozens that are suited for a wider range of customers – thus a wider range of opportunities for profit.
Author: S. ReevesMorris
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Make Money Faster And Easier…By Not Trying To Make Money
June 15th, 2007 by moniesDo you want to know what the real secret is to making money at home?
To having a thriving, successful home business that rakes in tens of thousands — even hundreds of thousands — of dollars year in and year out, for decades into the future?
Well, believe it or not, making money has less to do with learning all the various different ways to make money than it does simply finding out what people want and then creating a product to fulfill that want.
Yes, there is nothing “sexy” about that, true.
In fact, during all the years I’ve been in business, involved with businesses and consulting businesses, I have actually lost count of how many people told me they didn’t really start making money until they totally and completely stopped thinking in terms of “making money” altogether.
It happens so frequently now, it doesn’t even surprise me.
As soon as people realize that money is a by-product of passion and serving other people — and not a by-product of just thinking about money all day long — the money indeed does pour in.
Usually so fast and abundantly people wonder where it all was before.
Bottom line:
If you want your home business to make money — and lots of it — stop thinking about yourself and the money you want to make…and start thinking about giving people what they want.
Author: Michael Senoff
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Make The Move From Cable TV to Satellite TV
June 14th, 2007 by moniesNow that you have made the wise decision to switch over from your current cable TV provider to a satellite TV provider, the next thing you must do is decide which company and programming options you are going to go with. Save your self a bunch of time and energy and go with the rest of the crowd. Direct TV is known as being the number one rated satellite TV provider for their amazing service and customer satisfaction. There are currently more than fifteen million Direct TV satellite subscribers in the United States alone.
Choosing a satellite TV provider should not be as difficult as it sounds because there are really only two big names going head to head in this industry, Dish Network and Direct TV. Both of these companies are known or their commitment to offering you the highest quality TV entertainment in the world.
There obviously has to be a reason why Direct TV is so popular and manages to get more subscribers every year. The answer is simple, Direct TV knows how to take care of it’s customers. With Direct TV you have access to more than two hundred and fifty different channels. You have the option of choosing from any of Direct TV’s base packages, premium packages, pay per view, music, sports, and all package will include local channels.
Possibly the biggest selling point is that Direct TV delivers all of their programming in perfect digital transmission and surround sound effect for all of its channels. Another great thing about the waves being one hundred percent digital is that the weather no longer determines whether or not you get to enjoy your TV shows and movies today. This means even if it is near a hurricane outside, you will still be able to enjoy your satellite TV services.
With Direct TV you are provided with a cost-free, hassle free professional installation process. When you subscribe to service with Direct TV you will receive their top of the line equipment and professional grade installation for free at no extra cost to you. The Direct TV equipment includes a satellite dish, digital set-top receiver and button, as well as a useful on screen program guide that helps you manage you massive amount of channels.
Author: David Johnson
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How to Transfer Money?
June 12th, 2007 by moniesThe best and safest way to transfer money is through banks. But, there are many private players like Western Union, Moneygram etc through which you can transfer money to International shores.
Bank wire transfers are easy if you wish to send money to different countries. If you have an online banking account with a bank then you can start sending money right away. E-transfers can be done from websites. Most of the e-transfers take 2 days maximum to reach the destination (anywhere in the world). The banks charge some fees depending on the amount of money being transferred.
With Western Union money transfer you can transfer money online. Moneygram has around 75000 agents worldwide. These money transfer companies are quick, reliable and a convenient way to transfer money. Paypal is also a very good way to transfer money. They charge 4.75% as commission for every 100$ received. They don’t charge any commission for sending money. Most of the websites accept payments from Paypal. It is easy to reload money from your credit card to your Paypal account.
Author: Paul Cris
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A whey to make some money
June 8th, 2007 by moniesWhey proteins are well established as ingredients in countless foods from staples like bread to nouveau cuisine such as nutrition bars. In fact, during 2004 more than 1,500 products using whey ingredients were introduced in the United States.
Beverage manufacturers added about 500 new energy and sports drinks during 2004, but traditional dairy companies weren’t among the innovators. There was, and still is, huge growth in the low-calorie and low-carbohydrate beverage category.
Dairy Management Inc., the farmer-funded promotion and research agency, notes, “For dairy processors and beverage manufacturers, these results underscore the on-going opportunity to develop nutritious, functional beverages that leverage the healthy image of milk and dairy ingredients. Such products as whey protein and ultrafiltered (UF) milk, which are naturally lower in carbohydrates, can be useful for the extra protein and nutrition that they bring to items like ready-to-drink (RTD) sports drinks, energy drinks, nutrient-enhanced drinks and fluid meal replacements.”
European- and Asian-based dairy processors have been launching an ever-increasing number of whey-based and energy-enhancing beverages for the past several years. In my humble opinion, the opportunity in the U.S. market is ripe for the picking.
Here in the United States, several key developments support my optimism: 1) The functional food and beverage market is gaining momentum; 2) research highlighting the health benefits of dairy continues; 3) carbonated soft drinks are falling out of favor, but consumers are still looking for a refreshing and/or ‘pick-me-up’ beverage; and 4) the updated dietary guidelines now recommend three–not just two–servings of dairy a day.
Witness the solid growth in the refrigerated yogurt drinks category. Last year, sales totaled nearly $400 million; up 20% from 2004. Just a few years ago, you couldn’t give ‘drinkable’ yogurt away. Witness the interest of PepsiCo and Coca-Cola as they race to bring more “energy” drinks to the table.
Beg, borrow or steal. There are plenty of product ideas and formulations readily available. Make it, pack it and market it or find a co-packer. As a dairy processor, you control some very valuable real estate in the grocery store. Use it or lose it.
Several whey-based products were front and center in Cologne, Germany last fall at the big food show–ANUGA. Among the new products were: 1) A milk, fruit juice and whey beverage; 2) an isotonic whey-based sport drink with L-Carnitine; 3) a whey and tea blend; 4) a whey-based beverage sweetened with the natural occurring lactose; and 5) a whey-based beverage for weight control.
These are all great ideas and more excellent formulations are just a click away. Check out the Dairy Management Inc. website: www.innovatewithdairy.com.
There is a ready source of a range of excellent whey proteins right here in the U.S. In fact, U.S. manufacturers are premier suppliers to beverage makers and marketers around the world; beverage folks who have figured out the whey to make more money.
Table.
Whey Products by Protein Content 2003 2004 2005
(Lbs Produced)
Whey Protein Concentrate, 272,039,000 272,342,000 272,820,000
25 to 49.9%
Whey Protein Concentrate, 85,905,000 84,247,000 98,925,000
50 to 89.9%
Whey Protein Isolate, 22,333,000 27,677,000 29,176,000
90% or more
* USDA as reported in Dairy Products
Author: Jerry Dryer
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