Make Money

Linux VARs: Make Money by Specializing

July 26th, 2007 by monies

In some ways, successful players in the Linux space will be following in the footsteps of VARs before them by adding software, hardware and services to implementations, said Larry Tabb, founder and CEO of The Tabb Group, who moderated one panel session at the show.

Yet in the open-source arena, services will emerge as particularly valuable to customers, panelists agreed.

Speakers pointed to systems integration, technical support and training services?areas long addressed by VARs?as some of the possible business models for third-party providers in the Linux and open-source markets.

But providers in these areas also tend to be active at encapsulating services in software. Enigmatec, for example, produces software designed to automate management of IT resources in emerging environments such as virtual machines.

Generally speaking, it’s tougher to make money through software development in Linux and open-source environments, since so much code is available for free, according to another speaker, Stephen Ferrando, CEO of dbConcert Inc.

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But software development can also turn lucrative, for those who build highly specialized services on top of open-source software projects, he told the group.

dbConcert has used an open-source toolkit called OpenAdaptor as the platform for its Integration Management Suite product.

Still, moving into the open-source sphere can take a big investment of time, according to Ferrando. He estimated that dbConcert spent an initial period of about 18 months “getting its arms around” open-source software models and the open-source community.

In the process, the company has contributed components to the OpenAdaptor project, while helping to scope out the next major release of the toolkit.

In an interview with The Channel Insider, Ferrando said that companies stand a much better chance of making money in the open-source market if they are highly focused.

dbConcert, for instance, has been concentrating in two areas: integration middleware and the financial vertical market. Just about all of its new business leads have come through word of mouth.

Ferrando also cited a number of service providers cropping up in open source. For instance, a company called Open Source Consulting LLC focuses exclusively on programming and support.

Another new provider, Optaros Inc., offers professional services in the areas of advisory services, business application development, information services and application support.

SpikeSource Inc., on the other hand, specializes in facilitating the adoption of open-source software in enterprises through testing and certification.

Some of the other exhibitors at the Linux show have adopted business models reminiscent of another traditional VAR model: integration of hardware with specialized software.

Not all of these companies are new. Concurrent Computer Corp., for example, now offers its real-time computing devices with a choice of Linux or Unix operating systems.

At one time, though, the 20-year-old company used proprietary real-time operating systems, said staffers on hand at the Concurrent booth.

Earlier this week, Concurrent announced that its iHawk real-time Linux platform has been integrated with ticker and messaging software from Market Systems Technology Inc., for customers in the financial services industry that want to deploy both of these solutions together.

Author: Jacqueline Emigh

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How to start making money online, with adsense , adsenselover.com

July 25th, 2007 by monies

Make money at home, Google Adsense, is one of the most popular ways to create passive income.It shows ads that are relevant to your contents and integrated very well inside your website.
Instead, Google Adwords allows to make advertise on Google search engine, so your ad may appear next to the search results. Even if you already appear in Google\’s search results, AdWords can help you increase your traffic on Google and other websites. Google\’s text advertisements includes one title line and two content text lines.

What\’s happens when an advertiser signs up for a Google Adwords account. Well, it can create one or more advertisments that it want to have appear on Google\’s search result pages or on websites.
The best way of this business is that advertise pay only when customers click on the banner ads. This amount it comes subdivided between Google and website owner. For example, if Google pay website owner around .40, the advertiser has paid around $2.00. So if you have a few thousand visitors a week, you have a chance to make about $50 from your website in a week.

In this brief introduction I walk you through the key features of what looks to be a great affiliate programs.
Step 1) Sign up for an Adsense account. All you have to do is enter your website URL, and your personal data. You can use Adsense code testing on your blog only after you\’re approved by Adsense Team.

Step 2) Now it\’s time to configure your own Adsense banner (layout size and color scheme). AdSense offers a number of ad formats and advertising products. I encourage to experiment changing the placements once to week.
According to the Adsense policy, users can put up to three ad units on each page, and up to three link units may also be placed on each page. Like Ad format I use a large Rectangle(336×280) on the top of the home page and inside on any my blog posts.

Step 3) What colour palettes are the most successful? If you want the biggest revenue impact for the smallest effort, we recommend optimising your colour palettes. Choosing the right palettes can mean the difference between ads your user will notice and click on and ads he/she will skip right over. I use a white background color and a white border color that\’s are the same as the background color of my page.
Step 4) Alternate ads allow you to use your ad space in the event that Google is unable to serve targeted ads to your page. By default, Google shows public service ads (PSAs) if no targeted ads are available. By specifying a colour, image, HTML page or ad server of your choice, you can make sure that your advertising space is always being used effectively, either by targeted Google ads or by your own choice of content.

Author: gagan singh

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Better 3G through television: assuming regulators don’t see any crossover issues with mobile TV, operators still have to work out how they’re actually going to make money

July 22nd, 2007 by monies

And why not? We’re already integrating all sorts of consumer electronics into handsets these days–cameras, camcorders, FM radios, etc. Why not TV?

It’s already happening. The best known regional example is the satellite DMB project in Korea and Japan by Mobile Broadcasting Corp and SK Telecom, which aims to offer digital TV channels accessible by both a purpose-built satellite and terrestrial towers–all accessible by specially designed handsets fitted with DMB receivers.

Meanwhile, a number of vendors are gearing up for digital TV solutions that are completely terrestrial based. Inevitably, it’s already shaping up to be a standards war between Europe, the US and Japan, with Europe represented by DVB-H (digital video broadcast for handhelds), Japan by ISDB-T (integrated services digital broadcasting terrestrial) and the US by–who else?–Qualcomm, which is planning to build a terrestrial mobile TV service called MediaFLO in the US based on its proprietary FLO (Forward Link Only) technology (which, for the record, uses OFDM, not CDMA).

Of the three, Qualcomm is scheduled to get to market first, with commercial service planned by 2006. DVB-H and ISDB-T are expected to be available by 2007. All three reportedly permit synchronizing the video with 3G data services, thus allowing operators to place relevant interactive windows onscreen–say, U2 ringtone download offers when a U2 music video is playing, or an SMS U2 trivia game.

Time will tell which technology is left standing five years from now, though considering that no one’s ever bothered to create a global standard for analog TV, harmonization is arguably not a requirement for the future of mobile TV. On the other hand, regular TVs aren’t mobile, so there’s never been a need for a global standard–it was easier to just make TVs that work on NTSC, PAL and SECAM.

The bigger question is whether or not there’s a serious business case for mobile TV.

In search of $$$

By all indications, it’s far from an easy dollar. For example, the experience with satellite DMB has already shown that mobile TV incurs potential regulatory headaches. TU Media–the Korean JV between SKT and MB Corp that will sell satellite DMB in Korea–was supposed to launch service in July but has been held back by regulatory hurdles. The latest one occurred earlier this month when the country’s broadcasting regulator, the Korean Broadcasting Commission, barred SK Telecom from relaying terrestrial TV programs over the satellite until terrestrial broadcasters like Korea Broadcasting System and Munwha Broadcasting begin their own mobile TV services.

Assuming that regulators don’t see any crossover issues with mobile IV, operators still have to work out how they’re actually going to make money. Monthly subscription fees? Pay-per-view? Per minute?

The answer to that lies in figuring out just what end-users would do with a mobile phone if it could pick up TV signals. Watching broadcast TV during the train/bus ride to work sounds good, but you could do that with any old analog TV for free, though the quality would vary wildly. Some people might pay for a reliable signal.

There’s also a cannibalization issue here. Time spent watching TV on a mobile phone is time NOT spent using other 3G data services. Like downloading video clips you want to see now rather than waiting for something good to come on TV. Wasn’t this supposed to be an alternative to top-down broadcast television in the first place?

To be fair, 3G video itself is still in search of a business case. And in terms of picture quality, broadcast video beats streaming video in most cases. Notably, Qualcomm’s MediaFLO network supports streaming video and video/audio downloads for extra value.

The trump card for critics of mobile TV is usually to point to the 2-inch phone screen and say, “No one will watch TV on a screen that small.” What they really mean is, “I won’t watch TV on a screen that small.”

Fair enough. But many people will. Whether they’ll pay money for it is another matter.

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Author: John C. Tanner

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Does money make you sick?

July 22nd, 2007 by monies

If fear is a factor, try keeping a money journal. Start by describing your earliest money memories, your parents’ spending styles, your current fiscal beliefs, and your biggest financial fears. “Dealing with money in our lives can be terrifying,” says Susan Ariel Rainbow Kennedy, better known as SARK, in her book Prosperity Pie: How to Relax About Money and Everything Else. “But whenever we can shine a light on what scares us, it illuminates the scary parts and enables us to see and heal them.”

SARK also suggests having frank conversations with friends about money. “Open dialogues about money are as rare as a well-balanced checkbook or no credit card debt,” she notes. “We all imagine that others are really organized and together with their money. Most people are not.”

Her bottom line: “Money flows toward goodness, and the more fun we can have, the more it will appear.”

Author: A.R. Taylor

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EASIEST MONEY YOUR AGENCY CAN MAKE, THE

July 21st, 2007 by monies

Let’s talk about getting the easy money for your agency. Let’s start by looking at how much money this topic really means to you.

Most people think of marketing as the “sexy” part of business. Bold headlines, creative ideas, clever strategies, and so forth. And while those elements have their place, boring old arithmetic is at least as important in the marketing cycle.

So let’s “do the math” on retention. (Now if you’re thinking, “This really IS going to be boring,” let me urge you to hang with me. These numbers should get your juices going.)

Example:

* You’re a $500,000 commission agency with 85% retention.

* That means your income from those customers will deteriorate to $425,000 next year (Year One).

* It also means that, at that pace, your income from those customers will wither to $98,437 in Year 10. Ugly!

* Also, at this pace, you’ll realize a 10-year cumulative income of $2,775,523, vs. $5 million at 100% retention.

* Let’s say your retention is four points higher-89%. From that effort alone, you’ll get $508,490 more in commission over the next 10 years than you would have at 85%.

* Or let’s bump your retention to 93%. Now you’ll get $1,152,309 more in the next 10 years than you would have with a 85% retention rate. Worth working for? You bet it is! Isn’t it time to map out your agency’s own Retention Strategy?

Now, let’s look at how many successful agents are grabbing that easy extra million or two.

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It usually starts with a wake-up call

Generally, it’s either an unexpected price shock or that the agency principal (finally) takes the time to measure retention-and gets his or her own shock. Sometimes I run a retention spreadsheet for them and that gets them motivated before they have a problem. That’s rare, but it’s good.

Here’s a common scenario in my business with new clients:

Client: “Michael, all of a sudden I’m losing a lot of clients in _____ class of business.”

Me: “Really? What’s your Retention Strategy?”

Client: “Huh?! Retention Strategy? Well, we really take good care of our people, and I think it shows.”

And that’s the problem. More often than not, an agency’s Retention Strategy is nonexistent or passive and, at best, little more than hopeful platitudes. If you’re wondering if your agency has a Retention Strategy, ask yourself:

* Is it written down?

* Does everyone know his or her role?

* Does someone with authority monitor its implementation?

* Does someone with authority measure its effectiveness?

* Is it periodically evaluated and adjusted?

At a minimum, you know it’s not a strategy if it’s not planned ahead of time.

Your Retention Strategy needs three prongs

Research overwhelmingly indicates that people continue to do business with a company when three things happen. A powerful retention strategy needs to employ all three of these principles.

* Sell them more insurance. That’s right; people do more business with companies they buy more from. Direct marketers like Lands’ End know that the second purchase is more important than the first one because it’s the one that moves the buyer into a relationship with the company. The customer who buys two policies from you is much more likely to buy more than the customer who buys one. And the higher your policy-per-customer count, the higher your retention is going to be.

* Wow them with amazing customer service. When was the last time you “mystery shopped” your own agency? Do you know whether or not your CSRs exceed customer expectations? Your customers are comparing your service to every other agency they do business with. They’re also comparing your service with every other business they do business with. Unless you constantly test and measure your own service, you are statistically likely to be over-rating the service you give your customers. More than likely it’s average-even if you think it’s better than that. And for half of you reading these words, it’s below average. (That should be a sobering thought.)

* Nurture your customers. Most agency principals would agree that their staff “cares” about their clients. But how do you show it? How many times a year do you communicate your relationship with your clients … and how many times is it not about their premium? Let’s explore that more below.

Exploit the value of the “relationship”

In many ways, this is the luckiest industry in the world. Most people need insurance-and recognize that fact. And many are required to have it by law. Combine that with the fact that buying it flies “under the radar” of many clients and that shopping for it is not much fun … and you’ve got a natural client retention that would be the envy of almost any other industry. (Therefore, I’m afraid, it’s easy to be lazy about it.)

Here are three important principles behind this concept:

Author: Jans, Michael

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Owners give away property—and still make money

July 20th, 2007 by monies

Appreciation means higher capital gains taxes, a dent in value that most would rather avoid when cashing out of a property. Those looking to shrink their real estate holdings, rather than trade into another property using tax-free methods of transfer such as a 1031 exchange, have identified charitable remainder trusts as a way to divest themselves of real estate without paying the capital gains tax while also simultaneously donating to a charity.

Charitable remainder trusts allow an individual to donate an asset to a charity and then generate a fixed or variable rate annuity on the value of that donation. In the case of a real estate asset, the trust sells the property and invests the proceeds typically in a professionally managed mutual fund.

Just as 1031 exchanges permit an entity to pass the full value of a property’s sale into the purchase of another property of equal or greater value, a charitable remainder trust allows the full value of a property to be harnessed in the purchase of the mutual fund shares.

A charitable trust’s yield is not pegged to the performance of that mutual fund however. By IRS regulations, the size of the annuity is determined by the donor’s age at the time of the donation. A charitable trust by law must yield at least 5% but will produce returns above 10% if the donor is old enough and his/her life expectancy is consequently considered less. If the charitable remainder trust’s investment yields more than the payout, the charity keeps the difference but if it yields less, the money to bridge the difference is taken from the original donation so that the donor gets the full payout.

In this manner, tax lawyer, Neal Myerberg, of Myerberg, Shain Associates, who consults specifically with charitable organizations, foundations and philanthropists on charitable remainder trusts, considers trusts a conservative investment ideally suited for older individuals with a low risk tolerance who are in the preservation phase of their economic lives.

“I’ve set up these trusts for very unassuming, regular people,” Myerberg said. “You don’t have to be a millionaire for these donations to make economic sense. These are often a win/win situation for both the donor and the organization that donor is giving to.”

This strays slightly from the perception that only wealthy individuals have the means to engage in donating property to charity.

Speaking at a recent Investment & Tax planning breakfast hosted by American ORT–a non-profit international education and training organization that individuals can donate to using charitable remainder trusts–Myerberg presented an example of how a middle class individual, aged 70, donated a commercial property worth $300,000 and will reap a projected return of $283,000 spread over 16 years.

That number was calculated using the trust’s return minus the amount the commercial property is projected to yield over that same time period added to the tax savings activated by the donation. By Myerberg’s calculations, the donation was actually profitable for the donor because the property had been purchased for only $50K and a $300K sale price would incur a stiff capital gains tax.

Harry Estroff, Real Estate Gift Manager, and Martin Carovano, Associate Director of Gift Planning at the environmental conservation organization, The Nature Conservancy, estimate that there is between $200-$230 billion worth of total contributions annually to charitable remainder trusts or similarly structured donations.

Of that they estimate only $2 billion consists of real estate. But that number is growing.

“We do a lot more real estate girls than anything else,” Carovano said.

While charitable remainder trusts can potentially be profitable, Estroff and Carovano stated that those who typically donate do so because of a strong interest in philanthropy.

“The real key here is giving to charity, that’s what’s really driving the donations,” Estroff said.

“But it amazes me that it still isn’t just the province of the wealthy. There are many people of modest means doing this.”

Author: Daniel Geiger

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Make Moneys in 15 Minute

July 19th, 2007 by monies

From: Google Land

Everybody would love to make lots of money quickly, working from home, and only doing a few hours of work per week. I\’ve spent the past two years trying to find a great way of doing this. Only over the course of the past few months have I found any “get rich quick” programs worth buying. I\’ve been trying to make money online for a long time. I had a few small websites, but they never made much more than a few hundred per month. It was easy money and didn\’t require much work on my part, but I knew there were people out there doing better than I was and I knew I could do as well as them.
Now, I\’ve seen a lot of “get rich quick” programs. Most of these people make claims about earning $2000/day with Google or something similarly insane. Almost all of these people are complete liars. Even if they were making $2000/day with Google AdSense, it\’d be because they had high- traffic websites with a lot of quality content. I\’d know, because in one whole month, I never even made half of what they promised I\’d make daily with their programs. Maybe you\’ve already been scammed by one of these fraudsters. Anyway, I finally got sick of what was being offered.

I decided I\’d look through the all of the “get rich quick” programs I could find and see if there were any that were actually legitimate. I found that there were owners selling their programs for well over $100, but the information in them could be found almost anywhere online for free. Additionally, they all contained out-of-date information, had no e-mail support, no money back guarantees, and broken links in the downloads section.
In conclusion, almost all of the programs I found were completely useless. The owners knew it, but they couldn\’t care less about their customers since they didn\’t offer refund policies! Amazingly, while looking through all of the programs, I actually did find a few legitimate programs. They were run by ordinary people like you and me, and they had found some great methods of making money from their home by doing very little work.

I spent some time working with those programs, and my income is now ten times what it used to be. These programs provided a large amount of great information on how to make extra money on your computer doing very little work. Numerous customers had provided great feedback and reviews for their products. Many of them have started to make money just days after buying!
Their programs have excellent prices, and the authors have a group of paid staff who are dedicating to helping you or providing assistance if you need any. I must say I was amazed! If you do decide to purchase any of the programs listed below, I recommend you join quickly. Most of the owners tell me they are getting an overwhelming number of sales and plan on raising prices in the near future, so order while prices are still low!

To Your Online Success,

Author: Upen Pradhan

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How to Make Money and Get Cool Rewards Completing Fast Fun Surveys and Opinion Polls

July 19th, 2007 by monies

Most people don’t realize that there are a lot of free surveys and offers out there, and not all them are long and boring, and it is easy to find sites that specialize in making surveys and taking opinion polls fun and enjoyable. When you do find a site with fun survey and opinion polls to take, you will find that they are easy to get through, and you will want to take more of them. Some times the fun surveys can be hard to come by, however if you know where to look, and what to look for you can still make some good money and get some good things simply by targeting the ones that are fun!

There are many ways to make online surveys fun. You can look for surveys that are based around your interests, or you can find ones that are based around the things that you are passionate about. This is one of the best ways to turn a boring online survey into a fun online survey. The other option is to find a web site that specializes in surveys that are fast and fun to take.

Most people find that simply taking online surveys are fun and enjoyable to them, but than you have those that are simply in it for the money and the could careless about having fun. I think if you can take them and make money or get free stuff that’s fine, but if you can take them make money, or get free stuff, and have fun at the same time, then why not take them?

There are lots of way to make a boring online survey a lot more fun, if you are the competitive type, you can try setting time limits and try to do as many as you can in a specified time frame, then try and beat that time on the next lot of surveys that you complete, yes it’s an old school game, but it dose work, and it makes taking surveys more enjoyable.

Author: Nicholas Sy

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An Insider’s Secret to Making Money While You Sleep

July 18th, 2007 by monies

There?s nothing like waking up in the morning, logging into your online business and seeing that $1,000 came in during the night?from people around the world that you don?t know? and never saw. Can you imagine that happening to you?

Think about going to bed tonight and waking up with a bigger bank account tomorrow morning.

It?s not that hard? if you know the SECRET.

As a matter of fact it is easy, because of the magic of ?technology.?

The Internet lets you reach billions of people around the world and deliver them valuable information, information they?re very happy to pay you big bucks for. And the information they want (reports, ebooks, newsletters, ecourses, software, music, videos, etc.), costs you only a few pennies to deliver. Best of all you don?t even need to create the information to sell, just sell somebody else?s information and collect commissions.

That?s called affiliate income. And it?s not a new idea. As a matter of fact, hundreds of thousands of people make five and six figure incomes doing just that. Last year their affiliate commissions topped $8 billion. Yes, with a ?B?.

The secret is ?automating the process.?

Creating an online business requires four components. (1) The PRODUCT you?re selling, (2) the TECHNOLOGY infrastructure to operate the business, (3) getting TRAFFIC to the business, and (4) CONVERTING that traffic into customers and collecting their MONEY.

Most people think that if they have a product and a website, they can make money online. While it?s possible, it takes a lot of time to manage all the various activities required and you don?t get much sleep in the process.

While an online business looks simple, there a lot of thing going on that need to be managed by computers and software.

First you need to have a hosting account and webserver that operates your website and let?s people access it from the Internet.

Then you need to have a SALES PAGE that describes and sells your product or service. You also need an OPT-IN PAGE and AUTOREPSONDER to collect visitors names and email addresses to build your LIST. Then you need to put AUDIO and/or VIDEO on your sales page to increase the percentage of buyers.

Then you need some way to track your TRAFFIC so you can maximize your advertising dollars. And finally, and most importantly, you need to a way to measure and continually improve your CONVERSIONS (the percentage of buyers).

(The biggest reason people don?t make money with their websites is that they don?t measure and improve their conversions. Measuring and improving sales page conversions is done with SPLIT-TESTING. Split-testing is creating two different versions and testing which version converts better.)

Typically all these functions are done with separate software applications that are expensive and time consuming to manage, keeping you up late at night.

Since your time is your most valuable asset, you don?t want to waste it managing technologies.

As Alex Mandossian, the very successful Internet marketer, told me during a mentoring session, the key to making money online is simple.

Don?t spend any more than 10% of your time on technologies, so you can spend at least 90% of your time on getting TRAFFIC and CONVERTING it into customers. That?s where the money is made.

There are ONLY TWO WAYS to accomplish that goal. (1) Hire a webmaster to set up and run the technologies you need, which can be quite expensive, or (2) Get an integrated system where all the software applications have been combined to work together as a complete business engine. This is called automation and is the SECRET to making money while you sleep.

Author: Wayne Van Dyck

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Making Money with Articles: Article Directories

July 15th, 2007 by monies

Article directories are websites that house free articles. These articles are usually put there by whoever owns the copyright to them as a promotion method. Each article has the owners byline placed under it so that those who eventually read the article will know who wrote it (or at least who owns it) and will be able to get in contact with or visit their website for further information.

Articles directories are a great place to put your articles so that they will make you money. By using this method, people who are interested in your product or service will see your article, view you as an expert in the subject, and will visit your website. Even if you cannot write or do not have any knowledge on the subject on which you are promoting (for example for you run an affiliate website), you can always hire a writer to do the work for you. Getting quality articles written will be expensive up front, but they will pay for themselves in no time, either through affiliate sales or selling your own services, and everything from then on is pure profit.

Let’s take a real life example. Imagine that you are an accountant working from home. You write an article on an accounting topic and place it on various article directories. Those who are looking for the subject you wrote about will read your article, see that you have the knowledge and skill that is needed to do a job for them, and visit your website or contact you via e-mail. Your article just gained you a new client who may use your services regularly, but will definitely give you a nice profit at least once.

Furthermore, since you have posted it on a free article directory, others who have affiliate websites about accounting will inevitably use your article for their website. Since they must attach your byline to it, this will bring you even more exposure for every website that re-posts your article. This because you will be benefiting of off the traffic that they get to their website.

Author: John Ugoshowa

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Linux VARs: Make Money by Specializing

How to start making money online, with adsense , adsenselover.com

Better 3G through television: assuming regulators don’t see any crossover issues with mobile TV, operators still have to work out how they’re actually going to make money

Does money make you sick?

EASIEST MONEY YOUR AGENCY CAN MAKE, THE

Owners give away property—and still make money

Make Moneys in 15 Minute

How to Make Money and Get Cool Rewards Completing Fast Fun Surveys and Opinion Polls

An Insider’s Secret to Making Money While You Sleep

Making Money with Articles: Article Directories